Imagine going to a store or even a POS agent and instead of paying with your card, you simply move your phone close to the Agent’s phone and viola! Payment is confirmed in seconds!
Well, that’s the idea behind NowNow Tap and Pay. Here is everything you need to know about Tap to Pay, including how it works and how you can use it to make contactless payments.
NowNow Tap and Pay is a tap-on phone solution that turns your smartphone into a payment terminal.
Let’s break it down some more!
NowNow Tap and Pay tech allows your phone/POS to accept contactless payments from another phone or card in seconds. ‘Tap and Pay’ also known as ‘Tap and Go’ or ‘Tap on Phone’ can transform your RFID or NFC-enabled Android smartphone or tablet into an easy and secure device to send, receive and accept transactions anywhere, anytime.
Best part? There’s no need or cost for additional hardware.
How does Tap and Pay work on a phone?
Tap and pay payments work with NFC technology-enabled phones and tablets. This technology helps them communicate by encrypting data through radio waves until payment is successfully processed. You can use your phone to tap another phone(as long as they have NowNow app), card or POS machine.
How to Use NowNow Tap and Pay on Phone
Step 1: Open the App on your phone
Step 2: Select Tap n Pay
Step 3: Enter amount
Step 3: Enter mPin
Step4: Offer phone or POS to the customer to tap
Step 5: Transaction complete(remember to get your receipt)
Frequently Asked Questions
Do all phones support mobile payments?
No. Pay and Tap works on Android 5.0 smartphones (or newer versions) with Near-Field Communication (NFC).
How do I know if my smartphone has NFC?
Go to ‘Settings’ menu on your phone.
On the search option, type “NFC” or “Near Field Communication”. If you see the app, then your smartphone supports NFC technology.
Where can I use it?
You can use Tap and Pay on NowNow wallet whether you use a consumer and Agent App.
How do I get started?
Download the NowNow app from the Google Play Store and signup on the App as either consumer, merchant or Agent. Thereafter, it’s as easy as 123!
Is it Safe?
Tap and Pay is very secure. It uses the same strong security as physical payment terminals. It is a convenient and trustworthy way to pay, as consumers do not need to hand over their cards to sellers when paying.
How do I tap on the phone?
Once you are prompted to pay by the consumer or Agent, place your enabled mobile device within 1 to 2 inches of the other party’s phone and follow the prompts.
What If I mistakenly tap my card twice?
If that happens, You won’t be billed twice because each transaction generates a one-time code before payment is made.