A month ago, we shared some sure-fire ways to improve your finances, especially if you never really have been prudent with your spending. The journey towards growing your finances is not a smooth one. There is the need to learn, unlearn and relearn concepts, habits and ideologies. Being financially smart comes with great responsibility. This is why it is pertinent to know the right questions to ask yourself. Getting your personal finance together is no rocket science. It’s mostly about answering the right finance questions:

1. What is my net worth?

Yes, you do have a net worth. To calculate your net worth, simply subtract the total liabilities from the total assets.

2. How much can I spend without feeling it?

Serious question.

3. Are you sure I have not been overspending?

You can’t lie to yourself. Think well, the answer is within.

4. How do I plan for the future?

You hope for a bright future, isn’t it?

5. What plans can I put in place to grow financially?

Chief, reason the matter.

The moment you get sincere answers to these finance questions, you’ll begin to see the real picture of your finances. But of course- Discipline.

Financial discipline refers to how well you are able to conform your spending and saving to the plans that you have set to achieve your monetary goals. Make a Plan If you don’t have a financial plan in place, it’s really hard to be disciplined about how you spend your money because you haven’t created any guidelines for yourself to follow. However, discipline could be fluid. Today, we have it, the next day, it’s all gone. And for this reason, you will need a lot of it. A whole lot. NowNow helps you stay financially smart, like investments and insurance. And if push ever comes to shove, go with these desperate measures like taking a loan.

Financial smartness is a gift you can always give yourself with NowNow. Your present and your future will thank you. Enough said.